Highlights: Starts when your existing warranty ends Zero deductibles Covers Parts & Labor Nationwide Service No Lemon Guarantee

Who is Consumer Priority Service?
Consumer Priority Service was founded on the belief that consumers deserve better service. Putting the satisfaction of the consumer at the forefront of our corporate policy has driven our company to be among the very best at post sale service both on and offline. Our lineup of consumer protection products can be found at America's largest retailers as well as America's best boutique shops. Although some of our Authorized Dealers compete with each other they all share one common belief - consumers deserve a better service provider. That is why your retailer has selected Consumer Priority service, a place where you, our mutual customer, is always our priority.

Why Do I need This?
Consumer Priority Service Extended Protection plans provides you with easy protection from potentially high future repair costs. Planning ahead and taking action now can save you the stress of dealing with unqualified servicers should your product become defective. Saving time and money is in everybody's best interests. We are here for you.

What is Covered?
The CPS Extended Warranty Plan extends the coverage of any malfunctions that would normally be covered within the terms and conditions of the original written warranty for as many extra years as you buy.

What exactly is a service plan?
An extended service plan is generally an extension of your original manufacturer's warranty. Most manufacturers warranty their products to be free from defects for up to one year from the date of purchase. This warranty virtually guarantees you that if your newly purchased product fails, the manufacturer will protect you from the high costs of replacement parts and labor necessary to repair your product. CPS extended service plans lengthen your products coverage for up to and additional 60 months (5 years) to insure you get years of performance satisfaction from your newly purchased product.

How is this different than the manufacturer's warranty?
A manufacturer's warranty usually offers limited coverage for a limited time, with parts and labor carrying separate lengths of coverage. For example, a common manufacturer warranty of a television might cover a consumer for one full year on parts defects but only 90 days on the high cost of labor involved to change those parts. CPS extended service plans provide comprehensive, long term, even length coverage. This means that should your product fail within your plans coverage time frame, both parts and labor costs are covered.

Can I renew my extended service plan?
Yes, service plans are renewable and must be submitted 30 days prior to the original plans expiration. Please contact a CPS representative to discuss your renewal options at (800) 905- 0443.

What should I do if I need service?>
CPS offers an easy to use interactive form online which you may use to request that we initiate a claim on your product. Your other alternative is to call the toll-free number (800) 905- 0443 and have a qualified representative make this request for you with the information you will provide. We believe that our claim initiation request process is the absolute best our industry has to offer. It is designed for simplicity and speed.

Who will perform the service on my product?
Our company works with over 11,000 authorized service professionals throughout the country. Each technician is extensively trained by the respective manufacturers to provide service on your products. Technicians must complete annual and bi-annual continued education exams in addition to being well versed in manufacturer supplied update bulletins to insure their level of expertise is as current as the new products which hit the market. We urge our customers to provide feedback regarding their experiences which we later use to insure that the level of service we are expected to provide is exactly the level of service you receive.

May I transfer my service plan to another person?
Our service plans are 100% transferable. If you would like transfer ownership of the covered product along with its coverage, we require that the request be supplied in writing. For assistance please contact a CPS Representative at (800) 905- 0443. Please have all of the new owner's information at hand when requesting a transfer.

Will I have to pay a deductible or any other "hidden costs"?
Generally, the amount of a deductible is almost always proportional to the amount of the premium charged. In order to have a lower deductible, even as low as $0, the plan holder would generally have to agree to a higher premium. For those who want lower premiums, they must agree to a higher deductible. Every CPS service plan carries a $0.00 deductible along with low premiums. This means that with a CPS service plan there are no high upfront costs and we are committed to cover 100% parts and labor costs on any authorized claim.

The following information contains the Terms & Conditions of this Contract.

Obligors: The Company obligated under this Contract is Consumer Priority Service, Inc ("CPS").
To obtain service under this Contract, You must contact CPS during regular business hours at 1-
800-905-0443 and obtain an Authorized Service Reference Number. A CPS Claims
representative will provide you with detailed procedures regarding your claim. Please have your
Membership ID number and your sales receipt available, as they will be required to obtain
service. There is no deductible required to obtain service for your product under this contract. If
emergency service is necessary, please describe the nature of the emergency to our customer
service representative. Please note that, during severe weather conditions and during peak
seasons, we will give priority to emergency calls. Emergency service will be available at no
additional charge during these times. Meaningful service will be initiated and completed as soon
as reasonably possible. Foreign language assistance may be available for your convenience.

What is Covered: This Contract covers parts and labor costs resulting from a mechanical or
electrical failure of the Product caused by defects in workmanship and/or materials, and may
include costs of shipping the Product to and from a repair center if required by CPS. As an
extension of your written manufacturer's warranty and unless otherwise noted, CPS service plans
cover exactly the same parts and services offered in the manufacturer's written warranty.
If In-Home service is specified on the front of your membership ID card, service will be
provided at the address identified in the registration of your Contract. In the event that your
Product needs to be removed and repaired elsewhere, pickup and return related expenses shall be
covered through your Contract. If you live outside of our coverage area (more than 60 miles
from the nearest CPS service center), you may be required to transport or obtain transport for
your Product prior to service.

Carry In Service - If In-Home service is not specified on the front of your membership ID card,
your service level is "Carry In". After a claim authorization request has been issued, You will be
instructed how to proceed with your claim. You shall be required to bring or send your product
to a Consumer Priority Service repair facility in order to initiate service on the covered Product.
In the event that CPS opts to replace your Product, You may be required to ship your
product to a designated CPS facility in order to initiate the replacement process. CPS will replace
the covered Product with one of equal features or current market value or reimburse You for the
replacement of the Product, at our discretion, when required, due to a breakdown experienced
during normal wear and tear. Reimbursement may take the form of a gift card valid up to one
year at a retailer who may carry similar products. Product breakdowns resulting from actions or
events which would not be covered under the manufacturer's written warranty will not be
replaced.

Term of Coverage: Coverage for Service Plans begins upon expiration of the manufacturer's
written warranty and extends for the duration indicated on the front side of the membership ID
card. In the event of uneven length manufacturer coverage (e.g. 1 year part, 90 days labor), this
Contract shall begin upon expiration of the manufacturer's written warranty with the shorter
duration. In the event a Product is being serviced by an Authorized CPS Service Center as the
Contract expires, the term of the Contract will be extended until the covered repair has been
completed.

Limit of Liability: For any single claim, the limit of liability under this Contract to the Obligor
shall be the lesser cost of (1) Repairs performed up to the purchase price originally paid for the
covered Product as indicated on the sales invoice, (2) Replacement of your covered Product with
a product of comparable functions or features, (3) Monetary reimbursement for authorized
repairs or replacement up to the purchase price paid for the covered Product, or (4) Monetary
reimbursement or gift card up to the lesser of the price that You paid for the Product as indicated
on the sales invoice or its current market value. In the event that the total of all authorized repairs
exceeds the purchase price paid for the Product as indicated on the sales invoice or CPS replaces
the Product with another product of comparable features or CPS reimburses You monetarily for
repairs or the purchase price of the Product, CPS will have satisfied all obligations under this
Contract and have no further liability.

No Lemon Policy: During the term of this Contract, if after three (3) service repairs have been
completed for the same defect on an Individual Product, and that individual Product requires a
fourth repair for the same defect, as determined by Us, We will replace it with a product of
comparable features or functions. Repairs performed while the Product is under manufacturer's
warranty do not apply to this policy.

WHAT IS NOT COVERED. (1) INCIDENTAL OR CONSEQUENTIAL DAMAGES,
INCLUDING BUT NOT LIMITED TO ANY DELAY IN RENDERING SERVICE UNDER
THIS CONTRACT, FOR LOSS OF DATA, OR FOR LOSS OF USE DURING THE PERIOD
THAT THE PRODUCT IS AT A REPAIR CENTER OR OTHERWISE AWAITING PARTS;
(2) ANY AND ALL PRE-EXISTING CONDITIONS THAT OCCUR PRIOR TO THE
EFFECTIVE DATE OF THIS CONTRACT; (3) DAMAGE FROM ACCIDENT, ABUSE,
MISUSE, INTRODUCTION OF FOREIGN OBJECTS INTO THE PRODUCT,
UNAUTHORIZED PRODUCT MODIFICATIONS OR ALTERATIONS; (4) FAILURE TO
PROPERLY FOLLOW THE MANUFACTURER'S INSTRUCTIONS; (5) THIRD PARTY
ACTIONS (FIRE, COLLISION, VANDALISM, THEFT, ETC.); (6) THE ELEMENTS OR
ACTS OF GOD; (7) WAR, INVASION OR ACT OF FOREIGN ENEMY, HOSTILITIES,
CIVIL WAR, REBELLION, RIOT, STRIKE, LABOR DISTURBANCE, LOCKOUT OR
CIVIL COMMOTION; (8) DAMAGE CAUSED BY DEFECTIVE BATTERIES, POWER
SURGES CAUSED BY DEFECTIVE BATTERIES OR REPLACEMENT OF DEFECTIVE
BATTERIES; (9) WITH THE EXCEPTION OF DAMAGE MANIFESTING FROM POWER
SURGES, DAMAGE COVERED BY ANY OTHER WARRANTY OR SERVICE
CONTRACT; (10) PREVENTATIVE MAINTENANCE; (11) DAMAGE WHICH IS NOT
REPORTED WITHIN 30 DAYS AFTER EXPIRATION OF THIS CONTRACT; (12) COST
OF INSTALLATION, REMOVAL OR REINSTALLATION OF THE PRODUCT; (13)
PERIODIC CHECKUPS AND/OR MAINTENANCE AS DIRECTED BY THE
MANUFACTURER; (14) ANY LOSS OTHER THAN A COVERED BREAKDOWN OF THE
PRODUCT; (15) PRODUCTS NOT ORIGINALLY COVERED BY THE
MANUFACTURER'S WRITTEN WARRANTY; (16) NON-FUNCTIONAL OR AESTHETIC
PARTS INCLUDING BUT NOT LIMITED TO PLASTIC PARTS OR KNOBS; (17)
UNAUTHORIZED REPAIRS AND/OR PARTS; (18) PARTS FAILURE DUE TO A
MANUFACTURER RECALL; (19) ACCESSORIES USED IN CONJUNCTION WITH A
COVERED PRODUCT; (20) DAMAGE, WARPING OR RUSTING OF ANY KIND TO THE
HOUSING, CASE OR FRAME OF THE PRODUCT OR ANY NON-OPERATING PART;
(21) PARTS NORMALLY DESIGNATED TO BE REPLACED PERIODICALLY BY YOU
OR CONSUMED DURING THE LIFE OF THE PRODUCT (I.E., BATTERIES, VIDEO
CASSETTES, DVDS AND COMPACT DISCS, BULBS, ETC.); (22) DAMAGE INCURRED
DURING TRANSPORTATION; (23) LOSS OR DAMAGE RESULTING FROM THE
FAILURE TO PROVIDE MANUFACTURER'S RECOMMENDED MAINTENANCE; (24)
IMPROPER INSTALLATION OF COMPONENTS OR PERIPHERALS; (25) BURNED-IN
PLASMA OR PHOSPHOR IN CATHODE RAY TUBES OR ANY OTHER TYPE OF
DISPLAY; (26) ANY DAMAGE CAUSED BY A COMPUTER VIRUS; (27) ANY DAMAGE
TO RECORDING MEDIA, INCLUDING ANY SOFTWARE PROGRAMS, DATA, OR
CONFIGURATION/SETUP INFORMATION RESIDENT ON ANY MASS STORAGE
DEVICES SUCH AS HARD DRIVES, CD-ROM DRIVES, DVD DRIVES, FLOPPY
DISKETTES, TAPE DRIVES OR TAPE BACKUP SYSTEMS, AS A RESULT OF THE
MALFUNCTIONING OR DAMAGE OF AN OPERATING OR NON-OPERATING PART,
OR AS A RESULT OF ANY REPAIRS OR REPLACEMENT UNDER THIS CONTRACT;
(28) PRODUCTS WITH REMOVED, ALTERED OR INVALID SERIAL NUMBERS; (29)
ALL COMPUTER SOFTWARE, INCLUDING CUSTOMIZED OR PROPRIETARY
SOFTWARE, AND THOSE SOFTWARE ERRORS THAT CONFIRM IMPROPERLY
FUNCTIONING OR DEFECTIVE SOFTWARE; (30) LOSS OR CORRUPTION OF
DATA AND/OR THE RESTORATION OF SOFTWARE AND OPERATING SYSTEMS;
(31) PRODUCT REPAIRS WHICH SHOULD BE COVERED BY A MANUFACTURER'S
WARRANTY; AND (32) PRODUCTS SOLD "AS-IS" INCLUDING BUT NOT LIMITED TO
FLOOR MODELS (UNLESS COVERED BY A FULL MANUFACTURER'S WARRANTY
ON YOUR DATE OF PURCHASE) AND DEMONSTRATION MODELS.

Definitions: (1) We/Us/Our: The company obligated under this Contract, as referenced in the
"Obligor" section of this Contract; (2) CPS: The administrator of this contract; namely: In all
states Consumer Priority Service, Inc. (3) Breakdown: The mechanical or electrical failure of the
Product caused by defects in workmanship and/or materials; (4) Product The consumer item(s)
which You purchased concurrently with and is covered by this Contract; (5) You/Your The
individual who purchased the Product and this Contract, or the approved transferee.

Transfer: This Contract is 100% transferable. To transfer your contract to a new owner, please
send the $15.00 Transfer Fee along with your written request to the address specified at the end
of these terms and conditions. Information provided by You must include the Contract
membership ID number, date of transfer, new owner's full name, complete street address and
telephone contact number. CPS will provide You as well as the new owner with written
confirmation of the transfer. Should you have questions or need assistance with a transfer please
contact CPS at 1-800-905-0443.

Renewal: This Contract may be renewable. Depending on the duration of the Contract and the
Product which it covers, the Authorized CPS Dealer through which you have purchased this
Contract may offer You a Contract Renewal plan to replace an expiring plan you have purchased
through them. Renewals plans are bound by the same terms and conditions highlighted herein.
Durations of Renewal plans range from 12-36 months; beginning upon expiration date of your
original CPS Contract and extending though the duration indicated on the front side of your new
Membership ID card. Renewals may be done directly with CPS by contacting us at 1-800-905-
0443.

Registration: This Contract requires registration to be completed by You within thirty (30)
calendar days of the date located on the original sales invoice of the covered Product. Failure to
properly register within this time frame may void this Contract and result in denied coverage.

Cancellation: You may cancel this Contract for any reason at any time by surrendering it to the
Authorized CPS Dealer where You have purchased it. If you made your purchase through CPS
Direct: You may provide written notice to Cancellations Department at the address listed below.
In the event that You wish to cancel this Contract within thirty (30) days of receipt, You shall
receive a full refund of the purchase price of the Contract. In the event You wish to cancel this
Contract after thirty (30) days of receipt, You shall receive a pro rata refund equal to the
purchase price less (1) an Administrative fee (not to exceed 10 percent of the price of this
Contract or $25.00), (2) an Effective fee (pro rata fee based on the months this Contract has been
active), and (3) any claims that have been paid or repairs that have been made.

CPS may not cancel this Contract except for fraud, material misrepresentation, non-payment,
improper or failed registration, or if required to do so by any regulatory authority. If CPS cancels
this Contract, You shall receive a refund of 100% of the pro rata unearned portion of the
Contract price less any claims which have been paid. IN ALABAMA, HAWAII, MARYLAND,
NEVADA, NEW YORK, TEXAS, WASHINGTON AND WYOMING: A ten percent (10%)
penalty per month shall be applied to refunds not paid or credited within thirty (90) Days of
receipt of a returned Service Contract. This is not a contract of insurance. Obligations of the
Obligor under this Contract are uninsured and backed solely by the full faith and credit of CPS.
In AL, CT, GA, HI, Il, KY, NC, NV, NY, SC, TX, UT, WA, WI, and WY: If You have filed a
claim in writing under this Contract and the Obligor fails to pay or provide service on a claim
within 60 days of filing such a claim, or if You are otherwise dissatisfied, please submit Your
claim in writing and a copy of this Contract and the sales receipt for the Product to Attention:
Service Contract Claims at the address listed below or call 1-800-905-0443 for assistance.
Entire Contract: This Contract, including the membership card, terms, conditions, limitations,
exceptions and exclusions, and the sales receipt for your Product constitutes the entire Contract.
Your rights under this Contract may vary from state to state.

Arbitration: To the extent permitted by applicable law, any controversy or claim arising out of or
relating to this Contract, or breach thereof, will be settled by binding arbitration in accordance
with the Commercial Arbitration Rules of the American Arbitration Association. A judgment
upon the award rendered by the arbitrator(s) may be entered in any court having jurisdiction
thereof. The parties specifically agree to the binding nature of the arbitration.
ARIZONA ONLY: No claim incurred or paid will be deducted from the amount to be returned in
the event of cancellation. In the "WHAT IS NOT COVERED" section of this Contract, exclusion
12) does not apply in the state of Arizona.
CALIFORNIA ONLY: Informal dispute resolution is not available.
CONNECTICUT ONLY: If You purchased this Contract in Connecticut, You may pursue
arbitration to settle disputes between You and the provider of this Contract. The term of this
Contract will be automatically extended for the period during which the Product is in the custody
of a service center for repair. You may cancel this Contract if You return the Product or the
Product is sold, lost, stolen, or destroyed.
FLORIDA ONLY: The Arbitration section of this Contract in not applicable. In the event this
Contract is cancelled by the Contract holder, return of the premium shall be based upon 90
percent of the unearned pro-rata premium less any claims that have been paid or less the cost of
repairs made on behalf of the Contract holder. In the event this Contract is cancelled by CPS,
return of premium shall be based upon 100 percent of the unearned pro-rata premium.
GEORGIA ONLY: If You cancel after thirty (30) days of receipt of Your Contract, You will
receive a pro rata refund of the Contract price. In the event of cancellation by CPS, notice of
such cancellation will be in writing and given at least 30 days prior to cancellation. Claims paid
shall not be deducted from any refund owed as a result of cancellation. CPS may not cancel this
contract except for fraud, material misrepresentation, or non-payment by You. Any refund owed
and not paid as required is subject to a penalty equal to 25% of the refund owed and interest of
18% per year until paid; however, such penalty shall not exceed 50% of the amount of the
refund. Under "What is Not Covered", #2 is changed to "Any and all pre-existing conditions
known by You that occur prior to the effective date of this Contract." The Arbitration section of
this Contract is not applicable.
MICHIGAN ONLY: If performance under this Contract is interrupted because of a strike or
work stoppage at Our place of business, the effective period of the Contract shall be extended for
the period of the strike or work stoppage.
NEVADA ONLY: No claim incurred or paid will be deducted from the amount to be returned in
the event of cancellation CPS may not cancel this Contract without providing You with written
notice at least 15 days, prior to the effective date of cancellation. Such notice shall include the
effective date of cancellation and the reason for cancellation.
NEW MEXICO ONLY: CPS may not cancel this Contract without providing You with written
notice at least 15 days prior to the effective date of cancellation. Such notice shall include the
effective date of cancellation and the reason for cancellation. If this Contract has been effective
for a period of seventy (70) days, CPS may not cancel before the expiration of the Contract term
or one (1) year, whichever occurs first, unless: 1) You fail to pay any amount due; 2) You are
convicted of a crime which results in an increase in the service required under the Contract; 3)
You engage in fraud or material misrepresentation in obtaining this Contract; or 4) You commit
any act, omission, or violation of any terms of this Contract after the effective date of this
Contract which substantially and materially increase the service required under this Contract. A
ten percent (10%) penalty per month shall be applied to refunds not paid or credited within sixty
(60) days of receipt of a returned Service Contract.
NORTH CAROLINA ONLY: You understand that the purchase of this Contract is not required
to purchase or to obtain financing for the Product. CPS may not cancel this Contract except for
nonpayment by You or for violation of any of the terms and conditions of this Contract.
OKLAHOMA ONLY: This Contract is not issued by the manufacturer or wholesale company
marketing the Product covered by this Contract. This Contract will not be honored by such
manufacturer or wholesale company. In the event You cancel this Contract, return of premium
shall be based upon ninety percent (90%) of the unearned pro rata premium. In the event CPS
cancels the Contract, return of premium shall be based upon one hundred percent (100%) of
unearned pro rata premium.
TEXAS ONLY: If You purchased this Contract in Texas, questions concerning the regulation of
service contracts should be addressed to the Obligor of this Contract.
UTAH ONLY: Coverage afforded under this Contract is not guaranteed by any organization
other than the Obligor. Proof of loss should be furnished by You to the Administrator within 72
hours of the failure. Failure to furnish such notice or proof within the time required by this
Contract does not invalidate or reduce a claim. We can cancel this Contract during the first sixty
(60) days of the initial annual term by mailing to you a notice of cancellation at least thirty (30)
days prior to the effective date of cancellation. We can also cancel this Contract during such time
period for nonpayment of premium by mailing You a notice of cancellation at least ten (10) days
prior to the effective date of cancellation. After sixty (60) days have elapsed, We may cancel this
Contract by mailing a cancellation notice to You at least ten (10) days prior to the cancellation
date for nonpayment of premium and thirty (30) days prior to the cancellation date for any of the
following reasons (a) material misrepresentation, (b) substantial change in the risk assumed,
unless We should reasonably have foreseen the change or contemplated the risk when entering
into the Contract, or (c) substantial breaches of contractual duties, conditions, or warranties. The
notice of cancellation must be in writing to You at your last known address and contain all of the
following: (1) the Contract number, (2) the date of notice, (3) the effective Date of the
cancellation and, (4) a detailed explanation of the reason for cancellation.
WASHINGTON ONLY: CPS may not cancel this Contract without providing You with written
notice at least 21 days prior to the effective date of cancellation. Such notice shall include the
effective date of cancellation and the reason for cancellation.
WISCONSIN ONLY: Claims paid or the cost of repairs performed shall not be deducted from
the amount to be refunded upon cancellation of this Contract. You should furnish proof of loss to
the Administrator as soon as reasonably possible. Failure to furnish such notice or proof within
the time required by this Contract does not invalidate or reduce a claim Under "What is Not
Covered".
WYOMING ONLY: In the state of Wyoming, arbitration can only be final and binding if agreed
to by the parties involved, in a separate written agreement

Quality Assurance: Consumers are always our first priority. If you feel that our service or the
service offered to you through one of our Authorized Dealers, is not up to the standard which
you would deem 100% top quality, please write to our Customer Relations Department at the
address indicated below. Please iterate what you feel we can do to rectify the matter for you.
To obtain a large-type copy of the terms and conditions of this Contract or for general questions
please visit our website at www.cpscentral.com or send your request in writing to:

Consumer Priority Service, Inc.

PO Box 32160

Newark, NJ, 07102